Take advantage of an account that helps you tailor your coverage for what you need.
Left that massage appointment still out of pocket after your plan paid its portion?
Need another pair of glasses but reached your yearly maximum?
This is where your healthcare spending account comes in.
There are some health costs that your workplace benefits or provincial health care will not cover. A healthcare spending account (HCSA) can help bridge that gap.
Choose to use the account toward the coverage you need.
An HCSA provides an amount in credits every year that you can use to pay for eligible medical expenses that aren’t covered by your workplace benefits or provincial health care plan. It picks up where your coverage limits leave off.
Unused credits can’t be taken as cash at the end of the year, but your account may allow you to carry forward unused credits or unclaimed expenses.
If you are in Quebec, you will pay provincial income tax on your HCSA benefit payments.
Sign in to My Canada Life at WorkTM and go to the Coverage and balances section to see how much you have left and what happens to your unused credits.
With instant payment details most of the time, My Canada Life at Work is the quickest, easiest way to submit your HCSA claims.
Download, complete and follow instructions on the form.
There might be gaps between what your province’s health care provides and what you need. Health and dental insurance can help keep you and your family healthy, manage aches and pains or care for chronic illnesses – so you can live your best life.